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Banks and Home and Mortgage Loan Agencies in vijayawada

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ICICI Bank, Governorpet, Vijayawada

ICICI Bank, Governorpet in Bezawada, Vijayawada... | 27-1-60, Hotel Shanthi Building, Eluru Rd, Opp VGT Vuda Office, Governorpet ...

Saptagiri Gramena Bank, Governorpet, Vijayawada

Saptagiri Gramena Bank, Governorpet in Bezawada, Vijayawada... | Chanumolu Complex, Rajagopalachari St, Opp Jaihind St, 2 Town, Governorpet ...

State Bank Of India - Prajasakti Nagar Branch, Moghalrajpuram, Vijayawada

State Bank Of India - Prajasakti Nagar Branch, Moghalrajpuram in Bezawada, Vijayawada... | Rama Rao St, Madhu Gardens, Moghalrajpuram ...

The Gandhi Co-Operative Urban Bank Ltd, Governorpet, Vijayawada

The Gandhi Co-Operative Urban Bank Ltd, Governorpet in Bezawada, Vijayawada... | Museum Rd, Governorpet ...

Kotak Mahindra Bank, Labbipet, Vijayawada

Kotak Mahindra Bank, Labbipet in Bezawada, Vijayawada... | 40-1-48/1, Bandar Rd, Venkateswara Puram, Sriram Nagar, Labbipet ...

Dhanalaxmi Bank Ltd, Governorpet, Vijayawada

Dhanalaxmi Bank Ltd, Governorpet in Bezawada, Vijayawada... | 27-1-139, Eluru Rd, Opp Ima Hall, Governorpet ...

Syndicate Bank, Benz Circle, Vijayawada

Syndicate Bank, Benz Circle in Bezawada, Vijayawada... | 65-6-19, Ground Floor, MG Rd, Bandar Rd, Opp NTR Statue, Benz Circle ...

Andhra Bank - SuryaRao Pet, Governorpet, Vijayawada

Andhra Bank - SuryaRao Pet, Governorpet in Bezawada, Vijayawada... | Shop No.29-19-73, Dornakal Rd, Governorpet ...

Gandhi Co-op Urban Bank, Governorpet, Vijayawada

Gandhi Co-op Urban Bank, Governorpet in Bezawada, Vijayawada... | Governerpet, Governorpet ...

Induslnd Bank, Benz Circle, Vijayawada

Induslnd Bank, Benz Circle in Bezawada, Vijayawada... | 40-1-55, BVR Square, MG Rd, Benz Circle ...


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Nearby Area
🔍 Ashok Nagar
🔍 Ayodhya Nagar
🔍 Benz Circle
🔍 Bhavanipuram
🔍 Buckighampeta
🔍 Governorpet
🔍 Gunadala
🔍 Islampet
🔍 Krishna District
🔍 Krishna Lanka
🔍 Labbipet
🔍 Machavaram
🔍 Moghalrajpuram
🔍 Poranki
🔍 Sanath Nagar
🔍 Satyanarayana Puram
🔍 Suryaraopeta
🔍 Tarapet
🔍 V D Puram

Prominent duties of banks

Keeping record of all money transactions by an office is called banking. The prime duty of any bank is to provide financial services such as to collect deposits and give advances to the people in vijayawada. The banks are managed by governments, cooperative societies and private persons. In India all types of banks should obey the orders passed by the Reserve Bank of India. Interest rates for received deposits and the quantum of money to be taken as deposits and the dividend to be paid for shareholders of private banks and other issues would be decided by RBI.

Financial services offered by banks

Advancing of Loans, Overdraft, Discounting of Bills of Exchange, Cheque Payment, Collection and Payment Of Credit Instruments, Foreign Currency Exchange, Consultancy, Bank Guarantee, Remittance of Funds, Credit cards, ATMs Services, and Debit cards, Home banking, Online banking, Mobile Banking, Accepting Deposits from the public and institutions.

Types of loans disbursed by banks

Home Loans are the amounts advances for purchasing or constructing a house and are also termed as secured loans in vijayawada; generally the interest rates for this sector will be fixed at minimal as the money returns to the market. Mortgage Loans are given after completion of building construction for fulfilling the needs of the borrower. Business Loans are given for managing a business entity.

Purchase loans will be given to any person or institution for purchasing any item or equipment and this is mainly availed of in motor sector to purchase bikes and cars in vijayawada.

NRI Loans will be advances to Non-Resident Indians on any given purpose.

Top Up Loans will be given when a loan track is already existing and when the customer in vijayawada needs some more money as advance.

Take Over Loans

When a bank offers advance at lesser interest rate than the present banker in vijayawada then the customer will opt for shifting his loan account to some other bank. The new bank will take over the loan and retains the customer in their bank.

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